Every property keeps its own ledger
Rent, mortgage and fees tracked per address — by month or all time — with the net position in front of you, and the history kept when you sell.
Property, tax and everyday spending
Self-driving finance for property owners.
Track everyday spending, keep a ledger for every rental, and turn the year into ATO-categorised tax reports — on iPhone, iPad and the web.
Free for your own ledger — the bank feed arrives with the trial, and property performance and tax reports are on the paid plan. The everyday ledger works anywhere; tax reports are built for the Australian financial year.
- Read-only bank connections
- CSV import for any bank
- AUD and the ATO
- Export any time
Read-onlyWe can never move money
Your recordsExport any time, no lock-in
Most AU banksAny bank, via CSV import
Built in AustraliaAUD, ATO, financial year
Property and tax
Property, performance and tax time
If you own a rental, Expentio keeps its money apart from everyday life — and turns a year of entries into something your accountant can use.
Tax time without the shoebox
Pick an Australian financial year and Expentio totals rental income and ATO-categorised deductions for each property, sets capital items aside for your cost base, and gives you a PDF to hand over.
AI that does the boring part
Connect your bank and transactions arrive already categorised. Your dashboard then points out what moved this month from your own records, with the figures shown so you can check them.
Your records stay yours
The ledger itself is free: import a bank CSV, add entries without a limit, set reminders, and export everything whenever you like.
Recording happens in the app or on the web — property performance charts and tax reports are in the web dashboard. Both are part of the paid plan; the bank feed and AI categorisation begin with the free trial. Tax reports summarise the entries you have recorded for your accountant — they are not tax advice.
Product
Look at the actual screens
Screens from the current build. The property ledger needs the paid plan; the rest is free or trial. Switch between them — nothing moves on its own.
Log it in seconds, or let the bank do it
Quick add for the coffee, CSV import or a bank feed for the rest. Every row lands in one queue you approve before it counts.
Paid plan
One ledger per property
Strata, council, insurance, agent fees, maintenance and mortgage repayments — every cost against the property it belongs to.
The detail your accountant asks for
A date range, grouped the way you file it, with frequency and notes — ready to hand over or export.
Charts that answer a question
Where the money went, how it compares with last month, and which categories moved.
Log it before you forget
Quick add on iPhone: what you spent, which category, and a payment, note or repeat when it matters. It is the same ledger as the web app, so it is there when you get back to your desk.
Getting started
Three steps, about ten minutes
Connect a bank or bring your own statements. Either way, you approve every row before it reaches your ledger.
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Add your data
Connect your bank through open banking, or import a CSV from any bank. Cash and one-offs go in with quick add.
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Review what arrived
Transactions queue up with a suggested category or property. Approve, fix or ignore — nothing is counted until you say so.
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Get the reports
Your dashboard and budgets from the free ledger, plus per-property performance and the ATO-categorised tax report on the paid plan.
Pricing
Free to use. Upgrade when you want more.
Your own ledger stays free — unlimited entries, CSV import, reminders and export. You only pay for the property and tax side.
- Free: everyday ledger, CSV import, reminders, data export
- Free trial: bank feed and AI categorisation
- Paid: property performance and ATO-categorised tax reports
- Monthly or yearly, cancel any time
$0.00/month
Australian dollars.
Start freeNo card to start, and your records come with you if you leave.
Questions
Straight answers
Does Expentio connect to my bank?
Yes, through Australian open banking (CDR). Connections are read-only — we can never move money — and you approve what is shared. If your bank is not supported, CSV import covers every bank.
Do you ever see my internet banking password?
No. You sign in on your bank's own page through our open banking provider. Expentio receives account and transaction data only, never your credentials.
Does it lodge my tax return?
No. Expentio produces an ATO-categorised report of the income and deductions you recorded, per property, for the financial year, with a PDF for your accountant. It is not tax advice.
Do I have to own a rental property?
No. The everyday ledger, budgets, reminders and CSV import work on their own, and the property and tax tools are there if you need them.
What is free, and what do I pay for?
Your ledger is free: unlimited entries, CSV import, reminders and export. The bank feed and AI categorisation come with the trial. Property performance and tax reports are part of the paid plan.
Can I leave and take my records with me?
Yes. Export your data whenever you like and cancel at any time — your records are yours.
Start with your next coffee, or your next tax return.
Free to start, no card. iPhone, iPad and the web.
Start free