For Australian landlords and property investors

Your rental tax pack, ready for the accountant.

Track every property, fix what is missing, and turn the year into ATO-categorised reports — with a PDF pack your accountant can use. On iPhone, iPad and the web.

Free for your own ledger — CSV import, reminders and export work today. The 14-day trial includes the full property ledger and tax report; the accountant-ready PDF pack is part of the paid plan. The bank feed is in testing. Tax reports are built for the Australian financial year.

Start free See how it works
  • Bank feed in testing
  • CSV import for any bank
  • ATO categories by financial year
  • Accountant-ready PDF pack
The Expentio dashboard: this month's spending and income, budget progress and quick-add categories, with Import and Tax time in the sidebar
The Expentio iPhone app on the Quick add screen: choose Expense or Income, enter an amount, pick a category, then tap Add expense
Read-onlyPlanned bank feed: no money movement
Your recordsExport any time, no lock-in
Most AU banksAny bank, via CSV import
Built in AustraliaAUD, ATO, financial year

Property and tax

Property, performance and tax time

If you own a rental, Expentio keeps its money apart from everyday life — and turns a year of entries into something your accountant can use.

Every property keeps its own ledger

Rent, mortgage and fees tracked per address — by month or all time — with the net position in front of you, and the history kept when you sell.

Tax time without the shoebox

Pick an Australian financial year and Expentio totals rental income and ATO-categorised deductions for each property, sets capital items aside for your cost base, and gives you a PDF to hand over.

AI that does the boring part

Import a bank CSV and transactions arrive ready to categorise. Your dashboard then points out what moved this month from your own records, with the figures shown so you can check them. A read-only bank feed is in testing.

Your records stay yours

The ledger itself is free: import a bank CSV, add entries without a limit, set reminders, and export everything whenever you like.

Recording happens in the app or on the web — property performance charts and tax reports are in the web dashboard. Both are included in the 14-day trial; the accountant-ready PDF pack needs the paid plan. CSV import works today, the bank feed is in testing, and AI categorisation begins with the free trial. Tax reports summarise the entries you have recorded for your accountant — they are not tax advice.

Product

Look at the actual screens

Screens from the current build. The property ledger and tax report are included in the 14-day trial; the accountant-ready PDF pack needs the paid plan. Switch between them — nothing moves on its own.

The Expentio dashboard: this month's spending and income, budget progress and quick-add categories, with Import and Tax time in the sidebar

Log it in seconds, or import a statement

Quick add for the coffee, or CSV import for the rest. A bank feed is in testing; every row lands in one queue you approve before it counts.

Getting started

Three steps, about ten minutes

Import a CSV from any bank today; a read-only bank feed is in testing. Either way, you approve every row before it reaches your ledger.

  1. Add your data

    Import a CSV from any bank. A read-only bank feed is in testing; cash and one-offs go in with quick add.

  2. Review what arrived

    Transactions queue up with a suggested category or property. Approve, fix or ignore — nothing is counted until you say so.

  3. Get the reports

    Your dashboard and budgets from the free ledger, plus per-property performance and the ATO-categorised tax report — all included in the trial. The accountant-ready PDF pack is the paid deliverable.

Pricing

Free to use. Upgrade when you want more.

Your own ledger stays free — unlimited entries, CSV import, reminders and export. The 14-day trial adds the full property ledger, tax report and AI categorisation; after that, the property side and the clean accountant pack are paid.

  • Free: everyday ledger, CSV import, reminders, data export
  • 14-day trial: full property ledger, tax report and AI categorisation
  • In testing: read-only bank feed (not part of the current plan)
  • Paid: the accountant-ready PDF pack, plus property performance and tax reports after the trial
  • Monthly or yearly, cancel any time

$4.99/month

Australian dollars. Or $49.99 a year — a saving of $9.89.

Start free

No card to start, and your records come with you if you leave.

Questions

Straight answers

Does Expentio connect to my bank?

Not yet. A read-only open-banking connection is in testing and is not available for customer use. CSV import works today with any Australian bank that can export a CSV.

Do you ever see my internet banking password?

The planned bank feed uses an open-banking provider, so you would sign in on your bank's own page and Expentio would receive account and transaction data only, never your credentials. CSV import never needs your banking password.

Does it lodge my tax return?

No. Expentio produces an ATO-categorised report of the income and deductions you recorded, per property, for the financial year, with a PDF for your accountant. It is not tax advice.

Do I have to own a rental property?

No. The everyday ledger, budgets, reminders and CSV import work on their own, and the property and tax tools are there if you need them.

What is free, and what do I pay for?

Your ledger is free: unlimited entries, CSV import, reminders and export. The 14-day trial includes the full property ledger, tax report and AI categorisation. The accountant-ready PDF pack is part of the paid plan. The bank feed is still in testing and is not part of the current plan.

Can I leave and take my records with me?

Yes. Export your data whenever you like and cancel at any time — your records are yours.

Start with your next coffee, or your next tax return.

Free to start, no card. iPhone, iPad and the web.

Start free